Last updated: June 25, 2026
By using Maalify, you agree to these Terms of Service. If you do not agree, please do not use our service.
Maalify is an AI-powered educational financial literacy platform designed to improve financial literacy in Pakistan. It covers general educational concepts related to savings, investments, FBR tax slab structures, zakat calculation methodologies, and Islamic finance.
Maalify does NOT provide professional financial advice, tax advice, or investment advisory services.We are not registered with or licensed by the Securities and Exchange Commission of Pakistan (SECP), the State Bank of Pakistan (SBP), or the Federal Board of Revenue (FBR). All information is for educational and informational purposes only.
AI Accuracy Warning: Maalify utilizes advanced artificial intelligence models to compile answers. AI-generated content can contain errors, inaccuracies, or hallucinations. Financial regulations, tax laws, and stock market statistics change frequently. Do not make investment or legal decisions based solely on Maalify's responses. Always consult a qualified licensed professional (chartered accountant, registered investment advisor, or religious scholar) before making financial decisions.
You are responsible for maintaining the security of your account credentials. You must provide accurate information during registration. We reserve the right to suspend accounts that violate these terms or engage in abusive, commercial, or prohibited usage patterns.
To the fullest extent permitted by law, Maalify and its operators shall not be liable for any direct, indirect, incidental, or consequential financial losses, damages, or liabilities arising out of your use of the service or reliance on platform outputs. You agree to indemnify and hold harmless Maalify from any claims or financial losses resulting from actions taken based on platform outputs.
These Terms of Service are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, and any legal disputes shall be subject to the exclusive jurisdiction of the competent courts in Pakistan.
For any questions about these terms, please reach out through our Contact page or email us at support@maalify.co.